THE SOURCE FOR THE INSURANCE FRAUD PROFESSIONAL
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See the full video at https://rumble.com/v6y8jai-zalmas-insurance-fraud-letter-september-1-2025.html and at https://youtu.be/PVMyZ_HRKGk
Zalma’s Insurance Fraud Letter (ZIFL) continues its 29th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a year by ClaimSchool and is written by Barry Zalma. It is provided FREE to anyone who visits the site at
The Contents of the September 1, 2025 Issue of ZIFL Includes
Not Wise to Attempt Rescission Without Evidence
In Desiree Durga and Justin Durga v. Memberselect Insurance Company, No. 371891, Court of Appeals of Michigan (August 13, 2025) Desiree Durga and Justin Durga (plaintiffs) claimed the insurer wrongfully attempted to rescind an auto policy.
Read this article and the full issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Improper Joinder of Multiple Party Criminal Fraud Case With Co-Defendants Charged with Murder
Murder Defendants Must be Tried Separately from Fraud Defendants
A case that involved allegations of a years-long scheme by over a dozen individuals to stage fake automobile collisions in the New Orleans metropolitan area and file fraudulent insurance claims and lawsuits based on the staged collisions. The key individuals involved included Cornelius Garrison, who began cooperating with the federal government in 2019 and was subsequently murdered on September 22, 2020.
Read this article and the full issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Miles “Burt” Marshall was the man in upstate New York if you had some money to invest but wanted to keep it local.
Working from an office in the village of Hamilton Marshall prepared taxes and sold insurance. He also took money for what was sometimes called the “8% Fund,” which guaranteed that much in annual interest no matter what happened with the financial markets.
Read this article and the full 18 page issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
This is ZIFL’s fifty first installment of the saga of McClenny, Moseley & Associates and its problems with the federal courts in the State of Louisiana and what appears to be an effort to profit from what some Magistrate and District judges indicate may be criminal conduct to profit from insurance claims relating to hurricane damage to the public of the state of Louisiana.
The Louisiana Department of Insurance brought allegations of criminal conduct. The Louisiana State Police has initiated a criminal investigation for possible violations of the following statutes:
- Insurance Fraud;
- Forgery;
- Bank Fraud;
- Monetary Instrument Abuse
- Unlawful Payments by Attorneys
- Unlawful Solicitation of Employment for Legal Practitioners
Read this article and the full 18 page issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Maryland Woman Pleads Guilty to Conspiracy to Commit Healthcare Fraud
Carolyn Bryant-Taylor is the First Co-Conspirator to Plead Guilty as the former director and one of the corporate officers for 1st Adult N Pediatrics Healthcare pled guilty August 26, 2025 to conspiring with others to commit federal healthcare fraud.
Bryant-Taylor, 61, of Clinton, Maryland, pled guilty to one count of conspiracy to commit health care fraud. At sentencing, Bryant-Taylor faces a maximum statutory penalty of up to 10 years in prison.
Read this article including dozens of convictions and the full 18 page issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Owner Sentenced, Fined $1.2M for Workers’ Comp Scheme Uncovered After Tragedy
Quirino Rotondo, owner of Metro Industrial Wrecking & Environmental Construction in Dix Hills, New York found that a large-scale workers’ compensation fraud and tax evasion scheme came to light when an employee was killed while removing a sign from a brewery, resulted in the sentencing of the construction firm owner Rotondo.
Quirino Rotondo, owner of Metro Industrial Wrecking & Environmental Construction in Dix Hills, was sentenced to a year in prison and two years of supervised release and ordered to pay $1.2 million in restitution for his role in the scheme.
Read this article including multiple convictions and the full 18 page issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Additional Insureds Can Intervene to Try to Defeat Suit to Rescind Policy
Accelerant Specialty Insurance Company (“Accelerant”) sought a declaratory judgment against Big Apple Designers, Inc. (“Big Apple”), declaring that the insurance policies issued by Accelerant to Big Apple are invalid and do not create a duty to defend or indemnify Big Apple in several personal injury actions currently pending in New York State Supreme Court. M&R Construction Group, Inc. (“M&R”) and Continental Indemnity Company (“Continental”) filed a motion to intervene, asserting that M&R is entitled to coverage from Accelerant as an additional insured.
In Accelerant Specialty Insurance Company v. Big Apple Designers, Inc., No. 24-CV-7793 (ARR) (RML), United States District Court, E.D. New York (August 6, 2025) the USDC ruled to allow intervention to dispute the claim of rescission.
Read this article and the full issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Insurance fraud is not limited to people defrauding their insurance companies. Some insurance companies are not real; some are created for the sole purpose of defrauding the insurance buying public.
Unfortunately, some insurance companies may be cheating members of the insurance buying public. The individuals who protect themselves by buying insurance could eventually cheat the public. Being aware of the methods insurance agents and companies use to commit fraud is the best way to prevent it from happening to you.
The methods used can be divided into three categories: fake companies, dishonest agents, and unfair practices.
Read this article and the full issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Killer Abuses Court System With Multiple Attempts to Get Out of Prison
Attempted Arson for Profit that Resulted in Death Requires Life in Prison
In Suresh Kumar v. United States, No. 1:22-cv-4874 (MKV), United States District Court, S.D. New York (August 26, 2025) Kumar, convicted of arson for profit where four people died sought to be let out of jail by filing a Habeas Corpus motion was required to stay in prison
Read this article and the full issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Fear of hard federal jail time should be rampant among fraud perpetrators in the United States who stage automobile accidents, fake trip-and-fall accidents, present or assist fraudulent workers’ compensation claims, or abuse health insurers because the U.S. Department of Justice (DOJ) is now awake to insurance fraud. Unlike most states, when convicted of a federal crime, the defendant will actually serve almost all of the time given at sentencing.
Staged accident perpetrators who, in the past, understood that if they were caught, they faced no more than an order of restitution and a few weeks in the county jail, now face hard time. When prosecuted in federal court the same people now face up to ten years in the federal penitentiary.
Read this article and the full issue of the September 1, 2025 issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf
Barry Zalma, Esq., CFE, Barry Zalma, Inc., 4441 Sepulveda Boulevard, CULVER CITY CA 90230-4847, 310-390-4455
Read the full article and the full 18 page issue of ZIFL at https://zalma.com/blog/wp-content/uploads/2025/08/ZIFL-09-01-2025-1.pdf